Financial Resilience Index March 2022

1 min read
March 4, 2022

The latest Financial Resilience Index released by the Financial Services Council (FSC) today shows concerns about the NZ economy, inflation, house prices and interest rates.

The Financial Resilience Index is a major tracking survey of New Zealanders’ views on five key financial resilience indicators: financial confidence, financial literacy, financial preparedness, job security and wellbeing.

This most recent report also asked respondents about house prices, interest rates, inflation and how confident they were in the New Zealand economy.

Some key findings from the report: 

  • 43% reported being somewhat or very unconfident in
    the NZ economy.
  • 68% reported being concerned about house prices
    and 65% concerned about interest rates.
  • 79% reported being concerned about inflation.
  • 40% reported being negatively financially impacted
    by Covid-19.
  • Most employed New Zealanders have less than 6
    months’ worth of expenses saved, and 2 in 5 would be
    unable to access $5,000 if something unexpected were
    to happen

Read the media release.

Read the research report.

For all media enquiries, please contact:

Richard Klipin
Chief Executive Officer
Financial Services Council of New Zealand 021 0233 5414 or

About the research

The research was conducted via an online survey developed and hosted by CoreData. 2020 data was collected between 12 March and 20 March 2020. A total of 2,000 valid complete responses were collected. 2021 data was collected between 15 April and 26 April 2021. A total of 2,035 valid complete responses were collected in April 2021. 2022 data was collected between 25 January and 31 Janaury 2022. A total of 2,000 valid complete responses were collected in Janauary 2022. All samples are representative of the New Zealand consumer population in terms of age, gender and income based on the latest Stats NZ data. The data collected forms the basis of this report