Download the 2026 Financial Resilience Index report

 More confident. Less confident.

New Zealanders are becoming more confident with money, but financial pressure is still taking a toll on wellbeing, relationships and resilience.

FSC’s 2026 Financial Resilience Index shows financial confidence is rising, with 90% of New Zealanders saying they feel confident making financial decisions.

But pressure remains. Most New Zealanders still worry about money regularly, and financial stress is affecting mental health, relationships and short-term resilience.

Now in its seventh year, the Index tracks how New Zealanders are feeling, planning and preparing across financial confidence, literacy, preparedness, job security and wellbeing.

Read the full report to explore what the latest findings mean for New Zealanders, the financial services sector and the future of financial resilience.

Please contact fsc@fsc.org.nz with any questions, and attribute the FSC when using the data and findings from the report.